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Insurance Disputes

Confident advocacy in serious personal injury claims

At Skaug Law Offices, we handle bad-faith insurance, underinsured, and uninsured motorist claims on behalf of injured clients and the families of wrongful death victims. Even if you believe that there is no avenue for recovery after your accident, we have extensive experience recognizing avenues for due restitution when our clients think there is none. Consult with an experienced, trusted attorney at our firm for an honest assessment of your case and your rights in a free consultation. Contact our Nampa, Idaho, law firm today.

Underinsured motorists are those whose insurance has limits on their liability that are insufficient to pay for the damage caused in an accident. If you have been hit by an uninsured or underinsured motorist, you may believe you are out of luck in recovering the restitution you need for medical costs, property damage, pain and suffering, lost wages, and other losses sustained. This is not the case. There are other options available, including your own insurance, the defendant’s insurance, or the defendant’s personal assets.

You cannot always trust your own insurance company. While the insurance agents in our communities are our friends and neighbors, the insurance adjusters are not always our friends. Their job is to pay out as little as possible in personal injury claims. They will not always be straightforward with you about your rights. At Skaug Law Offices, our lawyers have a reputation for honesty, integrity, and success in dealing with the insurance companies on behalf of our injured clients.

Personal Injury Protection (PIP) or med pay is the medical coverage included in your own auto insurance policy that covers you even when you are not in your car, when it is not your fault, or even when you are a pedestrian. We handle med pay disputes when your insurance company refuses to pay the coverage they are obligated to under your claim.

Successful bad-faith insurance claims are limited by the state’s tort claim limits. Our firm has had numerous successful verdicts and settlements of substantial sums on behalf of clients who have been cheated by their own insurance companies.

There are many uninsured drivers or drivers with minimum liability insurance coverage. If you or a loved one has been injured in an accident with an uninsured or underinsured driver, we can help. Contact a highly reputable and relentless advocate at Skaug Law Offices today for a free consultation about your individual needs for just restitution.