Compensation & Settlement Value

September 06, 2019

Skaug Law Idaho’s Injury Attorney

Serving Nampa, Meridian, Caldwell, and nearby Idaho communities | (208) 410-4736

Med Pay Coverage

By: Bruce Skaug •

Med Pay is an important part of many car insurance policies. It can help pay medical bills after an accident, which can keep you from feeling pressured to accept a quick settlement just to cover treatment.

A knowledgeable car accident lawyer from Skaug Law can help you understand what coverage you have available, make sure you get the care you need, and pursue compensation from the responsible party. Med Pay can help cover early medical costs while your injury claim is still in progress.

Understanding What Med Pay Is

After an auto accident, medical bills can start immediately—often in an emergency room. These bills can quickly add up to thousands of dollars.

If a person has Med Pay coverage, those medical bills can be covered. That means the injured person does not have to rush into a settlement just to get medical bills paid.

Instead, they can work toward fair and full compensation. In many cases, the auto insurance company can later be reimbursed for the Med Pay funds from a lawsuit or settlement, and insurance rates should not go up simply because Med Pay was used.

If an injured person does not have Med Pay coverage, everyone injured in the vehicle may be stuck paying medical bills out of pocket until the injury claim is resolved. That can create a financial hardship and can even make it harder to get treatment if medical providers are unwilling to see the patient without Med Pay.

Is This Coverage Required in Idaho?

Med Pay is not required by law in Idaho, but it can be an important part of a person’s auto insurance policy.

Med Pay is a type of accident medical coverage that can pay for the insured’s medical treatment regardless of whose vehicle they were in and regardless of who was at fault for the accident.

It is often one of the least expensive forms of accident medical coverage a driver can purchase. Many people don’t fully understand Med Pay even when they already have it on their policy.

The post states that people should have at least $10,000 in Med Pay coverage in Idaho.

A skilled car accident lawyer from Skaug Law can help you understand your coverage and how to apply the policy so you can get the treatment you need after an auto accident.

To discuss your options, call us today for a free consultation.

Call (208) 410-4736.

Disclaimer: This page is general information and not legal advice. Each case depends on its facts.

Skaug Law

1226 East Karcher Road, Nampa, ID 83687

(208) 410-4736

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